Last verified: February 2026

How to Cancel Your
Copilot Money Subscription

Cancel Copilot Money in under 2 minutes. Since Copilot is an iOS-only app, all subscriptions are managed through Apple's subscription system.

Quick Overview

Difficulty

Easy

Time

~2 minutes

Method

iOS App / Apple Settings

Refund

Via Apple only

Cancel Copilot Money via the App

1

Open the Copilot Money App

Launch the Copilot Money app on your iPhone or iPad. Make sure you are signed in to the account with the active subscription.

2

Go to Settings

Tap the gear icon in the top-left corner of the app to open Settings. This is where you can manage your account, linked banks, and subscription details.

3

Tap Manage Subscription

Scroll down in Settings and tap Manage Subscription. This will redirect you to your Apple subscription management page, since Copilot Money bills exclusively through the App Store.

4

Cancel Subscription

On the Apple Subscriptions page, tap Cancel Subscription (or Cancel Free Trial if you are still in the trial period). Confirm when prompted. You will receive a confirmation from Apple and retain access until the end of your current billing period.

Subscribed Through Apple or Google?

Copilot Money is an iOS-only app, so all subscriptions are managed through Apple. If the in-app method above does not work, you can cancel directly through your Apple device settings.

Cancel via iPhone / iPad

  1. 1. Open Settings on your iPhone
  2. 2. Tap your name at the top (Apple Account)
  3. 3. Tap Subscriptions
  4. 4. Tap Copilot Money in the list
  5. 5. Tap Cancel Subscription and confirm

Not Available on Android

Copilot Money is currently an iOS-only application and is not available on Android devices or the Google Play Store.

If you see a charge related to Copilot Money on an Android device, it may be billed through a family member's Apple account. Check with anyone who shares your payment methods.

What Happens After You Cancel Copilot Money?

You keep access until your billing period ends

After canceling, you can continue using Copilot Money with full features until the end of your current billing cycle. Your budget tracking, spending insights, and net worth monitoring remain active until then.

Bank connections are disconnected

Once your subscription expires, your linked bank accounts and credit cards will stop syncing. Copilot uses Plaid to connect to your financial institutions, and these connections are deactivated after cancellation.

You may need to re-link accounts if you resubscribe

If you decide to come back to Copilot Money later, you will likely need to re-link your bank accounts through Plaid. Some of your historical data may still be available, but new transactions will only sync after reconnecting.

Your financial data stays private

Copilot Money stores your data locally on your device and encrypted in iCloud. After canceling, your data remains on your device but the app will no longer actively process or categorize new transactions.

Frequently Asked Questions

Will I get a refund if I cancel Copilot Money?

Since Copilot Money bills through Apple, refund requests must go through Apple. You can request a refund at reportaproblem.apple.com within 14 days of your most recent charge. Apple reviews these requests on a case-by-case basis.

Can I cancel Copilot Money from a web browser?

There is no web-based cancellation for Copilot Money. Since it is an iOS-only app billed through Apple, you must cancel either through the app's settings or through your iPhone/iPad Settings under Subscriptions.

How much does Copilot Money cost?

Copilot Money offers a monthly subscription at $14.99/month or an annual plan at $99.99/year. New users typically receive a free trial period before being charged. Prices may vary by region.

Can I export my data before canceling?

Yes. Before canceling, you can export your transaction history from Copilot Money. Go to Settings in the app and look for the Export option to download your data as a CSV file for your records.

What are alternatives to Copilot Money?

Popular alternatives include YNAB (You Need A Budget), Monarch Money, Mint (now Credit Karma), and Rocket Money. Each has different approaches to budgeting and financial tracking, so choose one that fits your style.

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