Subcut vs Buddy:
Track Subs or Full Budget?
Subcut focuses on subscription tracking with AI import. Buddy is a full budget planner with bank connection. Different tools for different needs at different prices.
TL;DR - The Quick Answer
Choose Subcut if you want a focused subscription tracker that never needs your bank account, has AI email import, and costs 5x less at $1.99/month.
Choose Buddy if you want full budget management with bank import, expense categories, shared budgets with family, and don't mind paying $9.99/month.
Feature Comparison
| Feature |
Subcut
|
Buddy |
|---|---|---|
| Primary Focus | Subscriptions | Full Budget |
| Bank Connection | Never Required | Optional |
| AI Email Import | Yes | No |
| Calendar View | Primary | No |
| Expense Categories | Subscriptions only | Full Categories |
| Shared Budgets | No | Yes |
| Bill Split Feature | No | Yes |
| iCloud Sync | Yes | Proprietary |
| FaceID/TouchID | Yes | Yes |
| Price | 5x Cheaper $1.99/mo | $9.99/mo |
| Platforms | iOS | iOS |
Who Should Use Each App?
Choose Subcut if you...
- → Just want to track subscriptions, not full budget
- → Don't want to connect your bank account
- → Want AI to find subscriptions automatically
- → Prefer a lower price point ($1.99 vs $9.99)
B
Choose Buddy if you...
- → Need full budget management beyond subscriptions
- → Want to track all spending categories
- → Need to share budgets with partner/family
- → Want bill splitting for shared expenses
Just Need Subscription Tracking?
Skip the complex budget apps. Subcut does one thing brilliantly: tracking your subscriptions with AI and a beautiful calendar.
Download Subcut FreeThat Netflix you forgot? Still charging you. Find out what else is. (5x cheaper than Buddy)