How Much Do You Spend
On Subscriptions?
Check off the subscriptions you pay for and instantly see your real total. Most people are surprised by the number.
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Spending by Category
Check off subscriptions above to see your breakdown.
How to Audit Your Subscriptions
The average person has 12 active subscriptions and underestimates their total spending by 2-3x. Here is how to take control.
Step 1: Find Every Subscription
Review your bank and credit card statements from the past 3 months. Look for any recurring charges, even small ones. Check your email for subscription confirmations and renewal notices. Don't forget annual subscriptions that may not show up every month.
Step 2: Rate Each One
For each subscription, ask yourself: Have I used this in the past two weeks? Would I notice if it disappeared? Is there a free alternative? If you answer no to the first two questions, that subscription is a cancellation candidate.
Step 3: Cancel or Downgrade
Cancel subscriptions you don't actively use. For services you use occasionally, check if there is a cheaper tier or a pay-per-use option. Many SaaS tools offer free tiers that cover basic needs. Streaming services can be rotated monthly instead of kept year-round.
Step 4: Set Up Tracking
Download Subcut to track all your remaining subscriptions in one place. Set renewal reminders so you get alerted before each charge. This prevents subscription creep where new services slowly accumulate without you noticing the total cost impact.
Track Every Subscription Automatically
Subcut keeps a running total of your subscription spending, sends renewal reminders, and helps you cancel what you don't need.
Download Subcut FreeFree to start. No bank connection needed.
Frequently Asked Questions
How much does the average person spend on subscriptions?
The average American spends between $200 and $300 per month on subscriptions in 2026. This includes streaming, software, gym memberships, meal kits, and other recurring services. Most people underestimate their actual spending by 2-3x.
How many subscriptions does the average person have?
The average American has about 12 active subscriptions, up from 6 in 2019. This growth reflects the expansion of subscription-based business models across streaming, fitness, food delivery, productivity tools, and AI services.
What is the best way to track subscription spending?
Use a dedicated subscription tracker like Subcut for the most accurate view. It shows all subscriptions, costs, and renewal dates in one place. You can also review bank statements manually, but an app makes it easier to catch forgotten services and upcoming charges.
How can I reduce my subscription spending?
Audit all subscriptions using this calculator, cancel unused services, downgrade premium tiers, share family plans, and rotate services instead of keeping them all active. Most people can cut 30-50% of their subscription spending without noticing a difference.
Which subscriptions are worth keeping?
A subscription is worth keeping if you use it at least weekly, if there is no adequate free alternative, and if the cost per use feels reasonable. Calculate the monthly cost divided by the number of times you use it. If that number feels too high, it is time to cancel.