vs
Subcut vs Tiller Money
App vs Spreadsheet 📊
Subcut is a polished iOS app. Tiller Money turns Google Sheets into your financial command center. Totally different vibes.
TL;DR - Personality Test 🧪
Choose Subcut if: You want a beautiful iOS app that just works. AI finds subscriptions from email, calendar shows renewals. No spreadsheet skills required. $1.99/mo.
Choose Tiller if: You LOVE spreadsheets. Want custom formulas, pivot tables, and complete control. All transactions in Google Sheets or Excel. $79/year, bank connection required.
Feature-by-Feature Breakdown
| Feature | Subcut | Tiller Money |
|---|---|---|
| Interface | iOS App | Spreadsheet |
| Privacy (No Bank) | ✓ Yes | ✗ Required |
| AI Subscription Detection | ✓ From Email | Manual/Formulas |
| Custom Formulas | — | ✓ Unlimited |
| Mobile Experience | ✓ Native iOS | Sheets app |
| Data Ownership | iCloud | ✓ Your spreadsheet |
| Learning Curve | Minimal | Moderate |
| Price | $1.99/mo | $79/year |
The Honest Take 🎯
Where Subcut Wins
- No spreadsheet skills — Just works
- No bank connection — True privacy
- 3x cheaper — $24/year vs $79/year
- Beautiful mobile UX — Native iOS design
Where Tiller Wins
- Unlimited customization — Your formulas, your way
- All transactions — Not just subscriptions
- Data ownership — Your spreadsheet forever
- Power user paradise — Pivot tables, charts, macros
The Spreadsheet Question 📈
This comparison is really about how you like to work with data.
Tiller is for spreadsheet lovers. If you've ever built a budget in Google Sheets with VLOOKUPs and conditional formatting, Tiller is your dream. Bank transactions automatically flow into your spreadsheet. Build whatever you want.
Subcut is for app lovers. Open the app, see your subscriptions in a beautiful calendar, get notified before renewals. No formulas, no cells, no pivot tables. Just works.
The honest truth: If you don't already love spreadsheets, Tiller's learning curve isn't worth it for just subscription tracking. If you DO love spreadsheets, Subcut might feel too limiting.
Frequently Asked Questions
Is Subcut better than Tiller Money?
For simple subscription tracking, yes. Subcut is easier and cheaper. Tiller is better if you want complete spreadsheet control over all your finances.
What is Tiller Money?
Tiller Money automatically syncs your bank transactions to Google Sheets or Excel. It's for spreadsheet power users who want complete customization of their financial tracking.
How much does Tiller cost?
Tiller Money costs $79/year (about $6.58/month). Subcut is $1.99/month ($23.88/year) — over 3x cheaper annually.
Does Tiller require bank connection?
Yes, Tiller requires bank connection to sync transactions to your spreadsheet. Subcut never needs bank access — it uses email scanning only.
Skip the Spreadsheet
No formulas, no cells, no bank connection. Just AI-powered subscription tracking in a beautiful iOS app.
Download Subcut FreeThat Netflix you forgot? Still charging you. Find out what else is.